Mortgage Mode
Start an enquiry

How it works

From a short enquiry to a booked call with a specialist, in five steps. Here is what happens at each one and what you can expect from us.

  1. Step 1 of 5

    Send a short enquiry

    The form asks for the loan you want, what the property is worth, the type of mortgage, what the loan is for, the postcode and how to reach you. Estimates are fine: Monty confirms everything with you.

    It takes about a minute. There is nothing to upload at this stage.

    • No obligation
    • No credit search
    • A UK mobile number, so Monty can reach you

  2. Step 2 of 5

    Monty calls you back

    Choose Call me now and Monty sends a short message so you know who is calling, then rings you in seconds. Choose Schedule a call and Monty rings at the day and time you pick. Rather message? Monty carries on by WhatsApp or text instead.

    If you miss the call, Monty messages you a few times to choose from.

    • Call now, at a time you pick, or by message
    • Reply STOP to any message and we stop

  3. Step 3 of 5

    A short conversation

    At the start of the call Monty tells you it is an AI, that it cannot give financial advice, that the call is transcribed and not recorded, and that you can ask for a person at any time.

    Then it reads back your figures for you to confirm and asks a few questions about the property and your plans. Anything left after the call, Monty may ask by message, one question at a time, and you answer when it suits you.

    • An AI, and it says so
    • No financial advice
    • Transcribed, not recorded
    • A person whenever you ask

  4. Step 4 of 5

    Matched to the right specialist

    Our engine matches your enquiry to a specialist on our panel by the type of mortgage, what the loan is for, the size of the loan and where the property is.

    Every specialist on the panel is FCA-qualified and works on commercial or buy-to-let lending for UK limited companies and SPVs.

    • Type of mortgage
    • What the loan is for
    • Size of the loan
    • Where the property is

  5. Step 5 of 5

    Booked into their diary

    Monty offers you times from the specialist’s diary and you tap the one that suits you. The booking goes straight into their diary and you get a calendar invite by email.

    Before the call your specialist receives a memo with your confirmed figures and a summary of your conversation with Monty, so you do not have to start from the beginning. The call with the specialist is free, and they explain any fees before you go ahead.

    • A calendar invite by email
    • Your specialist has your figures
    • Message Monty to change the time

Ready when you are

Send a short enquiry and Monty will take it from there.

Start your enquiry

No obligation and no credit search.